To serve and/or promote the economic welfare of low-income persons, persons or organizations located in low-income communities, or to other organizations that principally serve low-income persons or residents of low-income communities in the corporation’s service area within the United States of America, as established from time to time by the Board of Directors.

To serve and/or provide investment capital for the benefit of federal designated low-income persons or low-income communities, with at least 60% of its activities (e.g., loans, investments, technical assistance) targeted to such low-income persons or low-income communities and businesses.